CharityClear Payment Gateway Services

LibertyPay is a specialised debit and credit card provider in the charity and not for profit sector. We recognised a need for a bespoke online payment solution for charities that did more than just process payments.

We are very pleased that we were able to acquire CharityClear in November 2017 and have been working to develop and expand the solution for the benefit of charities and the wider community.

CharityClear is an ethical payment gateway which means that the profit generated by this service is donated to charity.

For 2018 our beneficiary is Epilepsy Scotland and during the course of the year we will give our customers the option to vote for 2019’s beneficiary.

By using CharityClear you can be confident that not only are you receiving a PCI Level 1 Compliant Payment Gateway Solution, you are also contributing to good causes.

Why Choose CharityClear foryour online card processing?

Fraud Screening
Velocity Checking
Simple Integration
Multiple Websites in one account
Hosted Payment Form
Recurring Transactions
Pay Button
Unlimited Users
Real Time Reporting
Fully Fault Tolerant

CharityClear Ethical Gateway

CharityClear Feature Details

Merchant Account

In order to take payments online, you will need a Merchant Account. We are able to provide you with the most competitive deal from our panel of providers.

Real Time Reporting

Real time reporting has never been easier. You can monitor your transactions in real time, so you can view, download, print and export your transaction reports. Simply log in to your Merchant Management System (MMS) account to monitor all your transactions.

Multiple Websites

With LibertyPay you don't need to pay for the same service twice! We have set up our payment gateway to allow you to have multiple websites under the same gateway account.

Unlimited Users

You can add as many users as you need to the payment gateway platform, at no extra cost. We also give you the ability to define all user permissions for enhanced security.

Recurring Transactions

The design and functionality of our system is hugely important to us, so it has been developed to make regular transactions as simple as possible. You can easily set up scheduled and repeat transactions for returning customers using our MMS, helping to maintain steady cash flow.

Pay Button

The Pay Button function gives the user the ability to create a HTLM link that can be embedded into HMLT content (e.g. a website or HTML email). When clicked, it will allow a payment to be taken via the hosted form that will be pre-populated with the data specified when creating the link.

The advantage of Pay Button is that it offers the functionality of our Gateway without having to complete a Hosted or Direct Integration, meaning it can be included in basic HTML without the need for any scripting languages.

Fraud Screening

LibertyPay takes fraud seriously by helping to protect your business from fraudsters using all available security measures, to include:

Address Verification (AVS) – Matching the address that is given at the point of transaction with the address registered with the card issuer

Security Code (CV2) - Checking the 3 or 4-digit code on the back of the card with the card issuer's database

IP address checking - Checking where the transaction is coming from

3D-Secure - Checking whether the customer has entered their unique authentication correctly

Fully Fault Tolerant

LibertyPay supports merchants with 100% uptime by having geographically dispersed datacentres and a live-live back up system – for your peace of mind.

Velocity Checking

A comprehensive fraud monitoring and prevention system is built into the payment gateway and managed within the Merchant Management System. It is used to protect merchants and minimise fraud by enabling them to set transaction frequency limits and card usage within a specific timeframe.

Payment transactions are reviewed for repeating patterns within a defined period of time. The check can be performed based on various sets of data such as number of transactions or value of transactions over a given time period.

There are two different responses that the gateway can present. A soft limit will notify the merchant by email that a threshold has been met; or a hard limit which will fail a transaction if the threshold is met.

Web Development and Design

Through our partners we can support you with web development and design, helping you integrate your payment gateway. Whether you want to build a new website or wish to enhance your existing online shop, please contact us for more information.

Integration

The CharityClear gateway has 2 main integration methods:

Direct Integration – a safer and more customer-friendly and intuitive e-commerce solution

Hosted Payment Form – the most robust solution for PCI Compliance taking the customer to a hosted page that then redirects to your website post transaction

Direct Integration

This is the perfect solution if the merchant wants to have full control over the payment process.

The merchant would have the ability to completely design, manage and host their own payment page and deliver a completely personalised customer experience as the card details would be entered within the merchant’s website.

Note: This method requires the merchant’s system to be able to serve out HTTPS pages, so you will need an SSL certificate.

Hosted Integration

The customer is redirected to the LibertyPay server where payment details are processed securely in line with PCI DSS compliance.

This is ideal for any online business as it offers quick, simple and secure transactions via our readymade payment page.

This method is used if the merchant wishes to integrate a shopping cart that does not support the Direct/API integration method.

This method would also be used if the website cannot host secure pages (HTTPS) or if the merchant would like to completely outsource the payment process.

Note: This method does not require and SSL.